Freedom of Life


Freedom Life Advantage allows you to choose the proportion of savings and protection and change it subsequently, in line with your changing needs, with the option to pay premiums for as few as 5 years, through:

  • Option to increase / decrease Life Cover (Sum Assured)
  • Option to cover husband and wife under the same policy
  • 100% allocation from sixth year if Annual Premium is Rs. 1 lakh or more
  • Inbuilt Accidental Death cover
  • Loyalty additions every 3 years from the end of 10th policy year
  • Pay off all the premiums in 5 years or choose to pay throughout the term
  • Flexibility to choose Life cover
  • Enhance maturity proceeds and life cover with Top-up Premiums
  • 7 fund options (Bond-II, Protector-II, Balanced-II, Growth-II, Enhancer-II, Infrastructure and PSU)