Convient way to enter in the Stock Markets, Debt Markets and Money Markets.
Mutual funds are ideal for investors who wants to invest in various kind of schemes with different investment objectives but do not have time and expertise to pick winning stocks, better realization in debt funds and value addition in liquid funds. Mutual funds gives you an Advantage of Professional Management, Lower Transaction Costs, Diversification, liquidity and Tax Benefits.
Liquid Fund is a type of debt mutual fund,open-ended scheme which have a short-term investment horizon. These invest in money market instruments like the certificate of deposit,treasury bills and commercial paper of up to 91 days. The investment objective is to preserve capital and provide income via creating ample liquidity. You can choose to invest for a few days or months depending on your fina ncial needs.The fund returns are according to the prevailing market rates.The best part is that there is no exit load applicable for liquid funds. These are available in va ria nts like Daily/Weekly/Monthly Dividend and Growth option. You can earn steady returns over short time intervals. Moreover,you can redeem a part orthe entire amount of investment within 24 hours.
|Fixed Deposit||Debt Fund|
|● Investment||₹ 100,000||₹ 100,000|
|● Amount after 3 year||₹ 1,25,971||₹ 1,25,971|
|● Indexed cost of purchase||Not Applicable||₹ 1,19,102|
|● Gains||₹ 25,971||₹ 6869|
|● Tax Payable||₹ 8025||₹ 1374|
|● Net Gain||₹ 17,946||₹ 24,597|
|● Effective Returns||5.65%||7.61%|
Returns are assumed to be 8%, inflation 6% & tax bracket 30%
Mutual Funds are risk adjusted method of Creating Wealth. Equity Mutual Funds manages a risk lot better compared to other asset classes, as it is handled by professionals. Due to their knowledge it offers better Stock Selection, Regular Investing & Razor Sharp Research. Many good mutual funds actually have the capability to offer best Risk adjusted returns compared to different asset classes. Ex.- FD, Gold, Insurance investment, PPF, GPF Etc. in long term.
We ensure that the mutual fund which you are planningto invest in,has been in existence for a last 40 years in the Indian market. This will ensure that they have gone through multiple cycles of the market.
The qualifications and the longevity concerned FUND MANAGER also matters a lot. We do a quick check on the experience of the FUND MANAGER and their past performance.
TWe Access the AUM (Assets under Management) of the fund. Also the Returns and past performance is importa nt although the risk factors state that they do not reflect future performances.
Check the Investment Framework,Investment Allocation and the Portfolio Mix of the fund.
In this material IMPERIAL FINSOL Pvt. Ltd. has used information that is publicly available, including information developed in-house. Information gathered and used in this material is believed to be from reliable sources. The Company however does not warrant the accuracy,reasonableness and or completeness of any information. We have included statements / opinions / recommendations in this document, which contain words, or phrases such as "expect", "should", "believe" and similar expressions or variations of such expressions that are"forward looking statements". Actual results may differ materially from those suggested by the forward looking statements due to risk or uncertainties associated with our expectations with respect to, but not limited to,exposure to market risks, general economic and political conditions in India and other countries globally, Which have an impact on our services and / or investments,the monetary and interest policies of India, inflation, deflation, unanticipated turbulence in interest rates,foreign exchange rates,equity prices or other rates or prices etc.
The strategy mentioned in the document is currently followed by the company and the same may change in future depending on market conditions and other factors. Past performance may or may not be sustained in the future.There is no assurance of any capital protection/capital guarantee to the investors.The sector(s)/stock(s) mentioned in this document do not constitute any recommendation. Investors are advised to consult there own legal/financial advisors before investing.
Additional information and Key Information you can get from our website https://www.imperiaIfin.com "Mutual Funds Are Subject To Market Risk"