Insurance Services Provider in India

Common types include health insurance, life insurance, term insurance & General Insurance.

A deductible is the amount the policyholder must pay out-of-pocket before the insurance company covers the remaining costs.

Coverage refers to the specific risks or events that the insurance plan will protect against, as outlined in the policy agreement.

Missing a payment may lead to policy lapse, loss of coverage, or late fees. Some providers offer grace periods to make up the missed payment.

Coverage for pre-existing conditions varies by insurance type and provider. Health and life insurance may have specific rules or waiting periods.

To file a claim, you typically need to notify your insurer, complete a claim form, and provide necessary documentation like receipts, medical reports, or police reports.

To start insurance, you typically need the following documents:

ID Proof – Passport, driver's license, or national ID.

Address Proof – Utility bill, rent agreement, or bank statement.

Income Proof – Salary slips, bank statements, or IT returns (for life/health insurance).

Medical Reports – For health or life insurance (if required).

Photographs – Passport-size photos.

Proposal/Application Form – Duly filled and signed.