OUR INSURANCE OFFERINGS

Anyone who has passed the NISM Mutual Fund Distributor exam and obtained an ARN from AMFI.

At Darsam, various types of insurance plans are offered to provide financial protection against different risks. These include health insurance, motor insurance, travel insurance, personal accident insurance, home insurance, and life insurance, each designed to cover specific needs such as medical expenses, vehicle damage, travel risks, accidental injuries, property protection, and financial security for family.

A deductible is the amount you pay from your own pocket before your insurance company starts paying.

Coverage in an insurance plan means what risks, situations, or expenses the insurance company will pay for.

If you miss a premium payment, your insurance policy enters a grace period during which you can still pay and keep the coverage active. If the payment is not made within this period, the policy may lapse, meaning the coverage stops and benefits are no longer available.

Pre-existing conditions are medical conditions that exist before purchasing an insurance policy. These conditions are usually covered only after a specified waiting period, and the terms of coverage depend on the policy.

Pre-existing conditions are medical conditions that exist before purchasing an insurance policy. These conditions are usually covered only after a specified waiting period, and the terms of coverage depend on the policy.

To start an insurance policy, certain documents are required to verify identity, address, and eligibility. These typically include identity proof (such as Aadhaar or PAN), address proof, photographs, and relevant details like income, medical history, or vehicle/property documents, depending on the type of insurance.